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It’s a word that just screams ‘financial’.


But it really refers to anything that sets you up for a pay-off down the road.

Given that this is such a broad definition, there are many that I’m sure that you might not think of.

So, in this article, I will outline some of the best investments that you should make and WHY you should make them.


DISCLAIMER: This article DOES NOT cover financial assets.


A Hat – The Best Investments That EVERYONE Should Make


A baseball hat is one of the best investments.


A hat? Best investments?


Well, yes.

A hat, or in this specific case, a baseball cap, is an incredible item which brings with it a bunch of benefits (other than just looking cool).

To be an investment, it has to pay off down the road.


But what exactly does a hat do for you in the long term?


Well, the answer is simple: it helps keep the sun off of your head and face, which leads to less UV damage.

As you may know, UV damage is the number one typical cause of premature ageing, so it is WELL WORTH the investment to prevent as much UV damage as possible.

Introducing an extra physical layer of protection will make sure that you are as covered as you can be.

This is especially true for your forehead which will be permanently kept in the shade by the front of the cap.



If you couldn’t already tell, I’m a bit of a skincare, anti-sun, UV ray damage freak.

If you are in the same camp as me and want to preserve youthful skin for as long as possible, sunscreen is a must, and is a super investment.

Garnier Ambre Solaire Hydration bottle.

Wearing sunscreen regularly carries the same benefits as wearing a cap, but is more important as it ensures full coverage.

Without it, and the sun will destroy your face’s collagen levels, which works at keeping your face elastic and youthful.


But the sunscreen you choose doesn’t have to be expensive.


My favourite spf 50 sunscreen retails for £6, and will protect you from 93% of UVA, and 98% of UVB rays.


Sunglasses – The Best Investments That EVERYONE Should Make


Clubmaster sunglasses.


My father has had the same pair of Ray-Bans for the last 30 years.


If you look at his cost per wear, it’s well down in the pennies.


On top of being incredibly economical (provided that you don’t lose of break them), a good pair of sunglasses will up your cool factor ten fold and protect your precious eyes, and the surrounding area, from the sun’s exposure.


And if you look in the right places, you can get super high quality shades for amazing prices, making the investment even more worth while.


By investing in the last three sun-busting items, you CAN preserve youthful skin for a long time.

Though natural ageing will make changes eventually, you can make smart and cheap investments to ensure the process is as kind to you as possible.

Trust me, you will thank yourself in 30 years when your friends look like prunes. (And you don’t!)


A Nice Pen

I’m a bit of a geek. (It isn’t Hero and Villain Style for nothing, I suppose.)

That’s why I carry around a 1990s silver Parker Pen, which featured predominantly in one of my favourite films, Goldeneye.


Pierce Brosnan holding a Parker Pen in Goldeneye


And, yes, I admit this one isn’t really an investment – it does the job as well as any other pen.


But the amount of complements I have received from this thing is crazy.


I suppose the return you get on investment are bad ass points – not a bad thing to collect.


On top of this, always having a pen to hand is extremely convenient, especially at work.

But it doesn’t have to be a Parker pen… it can be anything you want.

The key is to buy a pen that you like and will want to take care of – you will have invested in something that you value and enjoy.


An Exercise Bike (In-Home Cardio) – The Best Investments That EVERYONE Should Make


An exercise bike.


For my 16th birthday, I asked for an exercise bike.


Not a typical request from a 15 year old, but there you go.

It turns out it was one of the best decisions I have ever made.


You cannot underestimate the importance of your cardiovascular health and general fitness.


Having a cardio station in the comfort of your own home is incredible, and really helps you take your health seriously.

It gives you the means and motivation to work your ass, and cuts out the excuses and barriers that exist around going the gym.

This means that you are more likely to use it and stick to a schedule.

At the point of starting to use the bike, I was slightly overweight. However, I was able to drop 2 stone/28 pounds (presumably of fat) healthily and gradually in a few months.

This was as a result of the fasted cardio routine that I had introduced, and the fact that consistent exercise had made me more health conscious with my food choices.



A Gym Membership


a gym membership is one of the best investments.


No list of best investments would be complete without mentioning a gym membership.


But I must confess, at the time of writing this article, I’ve only been hitting the gym for a few weeks, so I cannot comment on any personal return yet.


I’m still a ‘noob’, admittedly.


However, the lifting experiences that I have collected over the past few weeks are invaluable, not least due to the fact that I am now starting to see slow, but steady, results.


By purchasing a gym membership, you have the opportunity to use specialist equipment designed to build specific muscles. Therefore, you can more effectively exercise than with most home bound routines.

Moreover, when you physically get to the gym to lift weights, it is easier to stay motivated and on target than if you put yourself on an equipment free body weight programme.


The return on investment for a gym membership that is used properly is a increased chance of finally obtaining an incredible physique, which will likely pump new life into your self-esteem.


Non-Fiction Books & E-Reader – The Best Investments That EVERYONE Should Make

For my 17th Birthday, I asked for a kindle. (See a trend here?)


A person reading a book on a Kindle.


This was another great decision, and a wise investment in myself.


But like the aforementioned, it is an investment that requires time and commitment to pay off, and is entirely what you make of it.


Reading non-fiction books on topics of my interests has given me some of the best advice and information to date.


It’s simply just unlike anything else.

Books are curated with extreme care and attention to detail, the authors rewriting paragraphs many times over to convey their message as succinctly as possible.


This allows you to intake maximum knowledge in as short a time as possible.

So, all in all, reading is a better investment of your time and money than most other types of information intake, as by nature, it is designed with efficiency in mind.


The return on investment is generally an opening of your mind, which positively changes the way you think about the world. And that’s not to mention any practical information that may help you become more effective, or lead to the generation of great, new ideas.


It is a investment with unpredictable outcomes, which can be massive and extremely positive.


I prefer the Amazon Kindle over traditional pint, as is is especially practical when commuting and increases shelf storage space.


A Startup

Many people are afraid by the idea of business start ups.


I was too.


But I get it – charging into uncharted territory makes most feel uneasy.


two men sitting in front of laptops.
You’ll almost always get something from a start up.


Regardless of how your business venture goes, you always have a return on investment that you can’t get elsewhere: experience.

Even if you fail, you have gone through the process of starting up your own venture, and you will have made mistakes which you can now learn from.


You must just remember that with every failure, you take a step closer to a success.


Of course, if you succeed, you will gain financial returns, and and have learned new skills.


An Interchangeable Wardrobe – The Best Investments That EVERYONE Should Make


interchangeable clothing.


If you don’t already know, there are many benefits of being stylish.

But one of the most common excuses that people use for not bothering is that ‘it’s just too difficult’, or ‘it’s too time consuming’.


Well, having a stylish and well put together wardrobe really isn’t difficult. You just have to invest in an interchangeable wardrobe.


Essentially, an interchangeable wardrobe is when almost every piece of clothing that you own can go together.


Think about it.


A white dress shirt can go with jeans, chinos, jumpers, trainers… pretty much everything.


Investing in an interchangeable wardrobe means that you are taking action to make dressing well automated, so your return on investment would be the removal of hassle from dressing, and the other benefits of being stylish.


An Electric Toothbrush

There are few things more important to your personal image than your smile.

So, it is no surprise that the superior tool at preserving your teeth has made its way onto this list of the best investments that everyone should make.


A electric toothbrush is one of the best investments.


Electric toothbrushes have been proven to remove more plaque and bacteria than manual brushing.

This keeps your mouth, teeth and gums healthy and happy, and helps to remove stain build up between the teeth due to more spins per second and a higher power output.

The return on investment is an incredible smile, and potentially thousands of bucks less of dentist bills in the future.




A Whiteboard – The Best Investments That EVERYONE Should Make

This is my number one productivity hack.

Having a whiteboard in your work environment will mean that you have a constant, visible reminder of your tasks.


a man writing on a whiteboard is one of the best investments.


Unlike a note pad, a whiteboard is omnipresent in your work environment, and is easy to add to when you have something on your mind.

On top of this, it is easy to erase from, so you have great gratification in staring at white space when you have completed all of your tasks.


The return on investment is an increase in productivity.


Conclusion – The Best Investments That EVERYONE Should Make

So now you know some of the best investments that you should make which will pay off in the future.

By purchasing (and using) one these items, you’ll be one step ahead of everyone else by either preserving something that you have now, or by setting yourself up for success in the future.


So, to recap, the best investments that everyone should make are:

  • A hat.
  • Sunscreen.
  • Sunglasses.
  • A fancy pen.
  • In-house cardio equipment.
  • A gym membership.
  • Non fiction books and a e-reader.
  • A start up.
  • An interchangeable wardrobe.
  • An electric toothbrush.
  • A whiteboard.


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